Leverage ratio versus capital ratio in the United States

The blog Capital Issues made a graph comparing leverage capital ratio's with risk-based capital ratio's for U.S. banks. A leverage ratio measures the capital of a bank compared to it's total assets, while the risk-based capital ratio's measure the capital compared to the risk-based assets. In the latter measure different assets are weighted differently based on their risk, as set by regulation rules. The graph shows the top of the leverage curve left to the top of the risk-based curve. Also there are a lot more banks with high risk-based capital ratio's under the risk-based measure.

Capital Issues

Banking Sector: Percentage of GDP Across the World

This chart shows the banking sector in terms of assets as a percentage of GDP forcseveral continents. What stands out, are the extremely large banking sectors in European countries.

ZeroHedge

Interactive Graph: Size Of The Biggest Banks In The World

This interactive graph which I constructed with data from GFMag shows how big the banks (assets) are and have changed in the last three years. BNP Paribas is the biggest bank in France and even the biggest in the world with 2670 billion in assets (2.6 trillion). Deutsche Bank is the biggest bank in Germany and the second largest bank in the world. HSBC is the biggest bank in the United Kingdom and the third largest bank in the world.

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Dexia Total Assets as % of GDP for Belgium and France

Dexia is the first bank who got into serious problems because of its exposure to Greece and other PIIGS-countries. Today a plan has been announced to split up the bank in a good and a bad part.

Scott Barber from Reuters posted this graph with Dexia's assets as a percentage of GDP for Belgium and France.

3 Charts: How Have The Big Banks Changed Since 2007?

The Financial Times made three very interesting graphs about how banks changed or haven't changed since the beginning of the crisis.

The first chart shows the market capitalization of the banks. In other words what is the value of a bank on the stock market. All banks saw their market capitalization lower in 2010 compared to 2007.

The second graph compares net income in 2010 with net income in 2007. For quite some banks earnings were lower in 2010.

The last graph show the how many employees the banks have. Part of the banks have hired, other cut back in labor.

FT

How big are the three biggest banks?

A follow-up post to my post about the size of banks from yesterday. This post graphs the size of the three biggest banks as a percentage of gdp for selected countries. The graph is from todays' edition of the dutch newspaper NRC Handelsblad

Bron: NRC 210411

Where Duitsland = Germany; Verenigd Koningkrijk = United Kingdom; Frankrijk = France, Italie = Italy; Spanje = Spain, Nederland = The Netherlands; Zweden = Sweden; VS = United States

How Big are the Banks?

Total Bank Assets as a Percentage of GDP for selected countries

Source: DNB